中銀香港(02388.HK)一季度提取減值準備前的淨經營收入200.87億港元 同比增長12.9%
格隆匯4月29日丨中銀香港(02388.HK)公佈,2025年第一季度,集團提取減值準備前的淨經營收入按年上升12.9%至港幣200.87億元。計入外匯掉期合約的資金收入或成本後的淨利息收入爲港幣147.78億元,按年增長3.4%,由平均生息資產增長8.3%帶動;淨息差爲1.55%,按年收窄6個基點,主要由於市場利率低於去年同期,令資產收益率下降。
集團聚焦資金成本管控,加強存款定價和期檔管理,並積極優化存款結構,推動支儲存款增長,紓緩市場利率下降的影響。淨服務費及傭金收入按年上升34.7%至港幣34.24億元,主要由於股票市場氣氛回暖,集團緊抓客戶投資及財富管理需求殷切的機遇,強化理財產品和綜合服務能力,證券經紀、保險、基金分銷及管理傭金收入上升,貸款、信託及託管和繳款服務的傭金收入亦有所增加。淨交易性收入按年上升,主要由於外匯交易及外匯交易產品的淨交易性收益上升。
截至2025年3月31日,集團資產總額達港幣42,162.28億元,較2024年末上升0.5%。客戶存款總額爲港幣28,225.50億元,較2024年末增長3.6%,支儲存款增加,定期、短期及通知存款下降,支儲存款佔比較2024年末上升2.9個百分點至49.3%。資產端客戶貸款上升1.3%至港幣16,983.70億元,證券投資及其他債務工具亦上升。減值貸款比率爲1.01%,持續優於市場平均水平。流動性覆蓋比率、穩定資金淨額比率和資本比率保持穩健。
董事會宣佈將於2025年5月29日(星期四)向於2025年5月21日(星期三)名列公司股東名冊內之股東派發2025年度第一次中期股息,每股港幣0.29元。
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