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研報掘金丨浙商證券:浦發銀行戰略推進有望驅動經營業績表現超預期,驅動估值回升
格隆匯 04-17 13:37
浙商證券研報指出,浦發銀行(600000.SH)重塑銀行經營新動能,全面打造銀行業數智化轉型新標杆,戰略推進有望驅動經營業績表現超預期,驅動估值回升。人工智能高速發展,為全球銀行業帶來新的發展機遇,浦發銀行發展“人工智能+金融”,享受時間序列完整、數據量龐大、涉及領域全面的金融數據積累,優勢得天獨厚,未來有望藉助金融科技,實現銀行經營動能重塑,基本面表現有望超預期,驅動估值回升。繼續看好銀行股估值中樞提升,因此浦發銀行估值有望修復至動態PB 0.7x。給予浦發銀行目標估值2025年0.70x PB,對應目標價16.45元/股,現價空間57%。
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