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研報掘金丨中泰證券:農業銀行資負水平優異、盈利能力穩健,維持“增持”評級
格隆匯 04-02 13:48

中泰證券研報指出,農業銀行(601288.SH)2024年營收同比+2.3%(1~3Q24爲+1.2%),淨利潤同比+4.7%(1~3Q24爲+3.4%)。營收增長提速來自利息收入和非息收入的共同貢獻。在四季度債市收益率快速下行的環境下,其他非息收入延續大幅正增態勢。儲蓄存款保持較高增速,同比增9.3%,佔比總存款較年中提升1.2個百分點至62.8%。農業銀行基本面總體穩健,估值便宜,股息率高,資負水平優異、盈利能力穩健,存量風險不斷出清,資產質量穩健向好,建議積極關注。維持“增持”評級。

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