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中原銀行(01216.HK):2024年歸母淨利潤34.46億元 同比增幅7%
格隆匯 03-28 22:24

格隆匯3月28日丨中原銀行(01216.HK)公佈2024年度業績,實現營業收入人民幣259.55億元;實現歸屬於本行股東淨利潤人民幣34.46億元,增幅7.0%;董事會已建議以現金派付截至2024年12月31日止年度的末期股息每10股人民幣0.12元(含稅),派付總額約爲人民幣4.39億元(含稅)。

2024年,本行進一步堅定做優政府銀行、做實產業銀行、做強市民銀行、做大鄉村振興銀行的戰略方向,新的差異化競爭優勢正在加快形成。截至報告期末,本行總資產人民幣13,651.97億元,較上年末增加人民幣187.51億元,增幅1.4%。各項貸款總額(不含應計利息)人民幣7,144.55億元,較上年末增加人民幣69.93億元,增幅1.0%;存款餘額(不含應計利息)人民幣8,894.34億元,較上年末增加人民幣519.13億元,增幅6.2%。不良貸款率2.02%,較上年末下降0.02個百分;撥備覆蓋率155.03%,較上年末上升0.97個百分點;核心一級資本充足率、一級資本充足率、資本充足率分別爲8.46%、10.93%、13.02%,較上年末分別上升0.36、0.49、1.38個百分點,資本實力持續提升。

截至2024年12月31日止年度,本行實現利息淨收入人民幣215.43億元,同比減少人民幣7.20億元,降幅3.2%。其中,業務規模變動導致利息淨收入較上年減少人民幣5.07億元,收益率或付息率變動導致利息淨收入減少人民幣2.13億元。

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