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工商銀行(01398.HK):2024年歸母淨利潤3658.63億元 末期息擬10派1.646元
格隆匯 03-28 16:54

格隆匯3月28日丨工商銀行(01398.HK)公佈2024年年度業績,2024年,本行緊緊圍繞服務中國式現代化,堅持穩中求進、以進促穩,在服務經濟社會高質量發展中推進自身高質量發展。年度實現淨利潤3,669.46億元(人民幣,下同),比上年增加18.30億元,增長0.5%,平均總資產回報率0.78%,加權平均權益回報率9.88%。營業收入7,861.26億元,下降2.5%。其中,利息淨收入6,374.05億元,下降2.7%;非利息收入1,487.21億元,下降1.8%。營業費用2,421.55億元,增長1.4%,成本收入比29.43%。計提資產減值損失1,266.63億元,下降16.0%。所得稅費用548.81億元,下降3.5%。年度實現歸屬於母公司股東淨利潤3,658.63億元,同比增長0.5%,基本每股收益人民幣0.98元。董事會建議派發2024年末期普通股現金股息,每10股派發人民幣1.646元(含稅),派息總額約人民幣586.64億元。全年派發現金股息合計每10股人民幣3.080元(含稅),總派息額約人民幣1,097.73億元。

2024年,利息淨收入6,374.05億元,比上年減少176.08億元,下降2.7%,佔營業收入的81.1%。利息收入14,279.48億元,增加229.09億元,增長1.6%;利息支出7,905.43億元,增加405.17億元,增長5.4%。受貸款市場報價利率(LPR)下調、存量房貸利率調整、存款期限結構變動等因素影響,淨利息差和淨利息收益率分別爲1.23%和1.42%,比上年分別下降18個基點和19個基點。

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