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晉商銀行(02558.HK):2024年歸母淨利17.55億元 同比減少12.4%
格隆匯 03-27 21:50

格隆匯3月27日丨晉商銀行(02558.HK)公佈2024年全年業績,報告期內,實現營業收入57.911億元人民幣,同比減少0.2%;本行權益持有人應佔淨利潤17.551億元人民幣,同比減少12.4%;基本每股盈利人民幣0.30元。董事會已建議派付年度現金末期股息每100股股份人民幣8.0元(含稅),即股息總額約爲人民幣4.671億元。

2024年度,集團來自公司銀行業務的營業收入爲人民幣34.796億元,同比減少11.3%,佔同期營業收入總額60.1%。公司銀行業務的營業收入減少的主要原因,一是同業競爭激烈,市場貸款利率持續走低,存量客戶及新增客戶貸款價格持續走低,使業務收入減少;二是集團主動收縮了一些盈利較低或風險較高的公司銀行業務。

截至2024年12月31日,集團公司貸款總額爲人民幣1273.075億元,較2023年12月31日增加5.8%。截至2024年12月31日,公司存款總額爲人民幣1257.934億元,較2023年12月31日減少1.5%。本行持續提高服務公司銀行客戶的差異化金融產品需求的能力,積極響應國家產業政策導向,大力發展以中長期製造業爲主的信貸投向,亦重點發展以提升客戶體驗度爲核心的智慧類線上產品,着力拓展綠色低碳企業融資,大力支持科技型中小企業拓寬資金來源渠道,不斷優化業務結構,豐富產品組合,提高綜合服務能力。

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