港股異動丨招商銀行大跌超6%,去年淨利息收入下滑
招商銀行A股跌超4%至43.05元,H股跌超6%至45.15港元。消息面上,公司公佈財報顯示,2024年營業收入3374.8億元,同比下降0.48%;股東應占盈利1483.91億元,同比增1.22%。期內,營業淨收入3371.21億元,同比下跌0.58%。實現淨利息收入2112.77億元,同比下降1.58%;實現非利息淨收入1258.44億元,同比增長1.15%。淨利差1.86%,同比下降17個基點;淨利息收益率1.98%,同比下降17個基點。截至去年底,不良貸款餘額656.1億元,較上年末增加40.31億元;不良貸款率0.95%,與上年末持平;撥備覆蓋率411.98%,較上年末下降25.72個百分點;貸款撥備率3.92%,較上年末下降0.22個百分點。


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