研報掘金丨國海證券:青島銀行Q4業績表現亮眼,首予“買入”評級
國海證券研報指出,青島銀行(002948.SZ)2024Q4營收與歸母淨利潤同比增速均較2024Q1-Q3改善,單季度業績表現亮眼,首次覆蓋給予“買入”評級。2024Q4 末資產規模同比增速環比下降,存款同比增速環比下降,貸款同比增速環比上升;2024Q4末不良率與撥備覆蓋率環比減少。2024Q4 末資產規模、存款規模同比增速環比下降,貸款規模同比增速環比上升。2024Q4 末不良率、撥備覆蓋率環比減少,或貢獻部分利潤。
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