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九台農商銀行(06122.HK):上半年歸母淨利潤1.27億元 同比減少15.3%
格隆匯 08-30 07:09

格隆匯8月30日丨九台農商銀行(06122.HK)發佈公吿,截至2024年6月30日止六個月,集團錄得營業收入人民幣20.45億元,同比下降18.8%;税前利潤為人民幣1.34億元,同比上升39.9%,期內利潤為人民幣1.30億元,同比上升1.6%。主要由於集團為助力區域經濟發展,減費讓利扶持實體,疊加部分客户短期還款能力受困因素影響導致利息收入減少所致,但部分被手續費及佣金淨收入增加、營業費用以及資產減值損失減少所抵銷。淨利息收入是集團營業收入的最大組成部分,截至2023年及2024年6月30日止六個月分別佔營業收入的96.0%及87.7%。期內,集團淨利息收入同比下降25.8%至人民幣17.93億元。本行擁有人應占年內利潤為人民幣1.27億元,同比減少15.3%,基本每股收益人民幣0.02元。

2024年6月30日,集團的總資產為人民幣2650.68億元,較年初下降1.7%;發放貸款及墊款淨額為人民幣1815.52億元,較年初增長2.9%;不良貸款率為2.44%,較年初上升0.1個百分點;吸收存款總額為人民幣2325.86億元,較年初下降1.7%。

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