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中銀香港(02388.HK)上半年溢利204.63億港元 按年上升13.2%

格隆匯8月29日丨中銀香港(02388.HK)公吿,2024年上半年,集團期內提取減值準備前淨經營收入為港幣353.36億元,按年上升港幣44.98億元或14.6%。2024年上半年期內溢利為港幣204.63億元,按年上升13.2%,較2023年下半年上升22.0%。平均股東權益回報率及平均總資產回報率分別為12.39%及1.00%。每股基本盈利為港幣1.8954元。每股中期股息為港幣0.57元。

淨息差為1.46%。若計入外匯掉期合約2的資金收入或成本,調整後淨息差為1.61%,按年上升5個基點,主要由於市場利率上升,本集團動態管理資產及負債,積極管控存款成本,帶動貸存利差擴闊,以及債券投資收益率上升。經營支出按年上升3.4%,提取減值準備前淨經營收入按年增加14.6%,成本對收入比率按年改善2.48個百分點至22.98%,持續處於本地銀行業較佳水平。減值貸款比率為1.06%,持續優於市場平均水平。

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