跌超3%,銀行板塊調整遇加倉良機!
在前天六大行總市值超過創業板總市值之後,今天開盤後,銀行板塊迎來調整,截至上午11點,中證銀行指數一度跌幅超3%。42個成分股悉數下跌,廈門銀行、農業銀行、上海銀行、交通銀行、工商銀行跌幅居前。
今年以來,市場避險情緒遲遲不降温,高股息、低估值、業績穩仍是銀行股吸引資金的主要因素,同時寬貨幣預期升温也提供了一定助力。從基本面來看,已經披露2024年半年報的十餘家上市銀行中,僅浦發銀行、平安銀行兩家股份行營收同比增速為負,歸母淨利潤則全部實現了同比正增長,資產質量整體進一步改善。從估值水平來看,銀行股全面破淨的局面仍未打破,國有大行中僅農業銀行市淨率在0.7倍以上。隨着股價上行,多數上市銀行股息率已經有所回落,但目前中位數仍在5%左右,相比無風險收益率仍有明顯溢價。更為重要的是,指數型基金、保險資金、北上資金等均是A股銀行股的重要增持來源,站在中國經濟穩中向好的角度,銀行板塊短線補跌,則有望迎來更多價值投資者的青睞和追捧,從而讓“價值重估”行情進一步縱深推進。如想佈局銀行板塊的投資者可以通過天弘中證銀行ETF聯接(A:001594、C:001595)進行積極增倉與佈局。市場有風險,投資需謹慎。
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