樂信Q2業務穩健發展,營收、利潤環比雙位數增長
今日,中國領先的新消費數字科技服務商樂信(LX.US)發佈2024年二季度未經審計財務業績。二季度樂信實現業務穩健發展:實現營收36.4億元,環比增長12.3%;利潤(Non-GAAP EBIT)3.1億元,環比增長9%;淨利(Net income)2.3億元,環比增長12.4%。規模方面,二季度公司交易額511億元;管理在貸餘額1152億元;用户數2.2億,同比增長10.2%。資產質量方面,二季度公司堅持風險優先,平衡風險控制和規模增長,季度內公司新增資產風險持續改善,全量資產風險逐步向好:二季度末入催率對比季度初下降約7%,30天回收率對比季度初提升約1.5%。樂信CEO肖文傑表示,“從去年四季度開始,我們對風險團隊、風險體系進行全面升級,風控底層能力明顯提升,公司系統性抵禦風險週期能力不斷增強,盈利能力開始逐步改善。展望下半年,我們將繼續秉持審慎經營原則,風險管理優先,重點做好以下工作:一是在風險迴歸到正常範圍基礎上,推動規模穩步增長,全面提升盈利能力;二是發揮好自身場景的差異化優勢,增強用户粘性、提升用户活躍度;三是積極推動海外業務加速發展,密切關注和探索更多新興市場機會。”
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.