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渣打集團(02888.HK):一季度業績表現強勁 基本經營收入達到52億元
格隆匯 05-02 12:25

格隆匯5月2日丨渣打集團(02888.HK)公佈2024年第一季度業績,集團2024年第一季度表現強勁。集團的除税前基本溢利為21億元,按固定匯率基準計算按年增加27%。基本經營收入按固定匯率基準計算增長20%至52億元,倘剔除與在埃及的外匯持倉重估收益以及在加納的惡性通脹會計調整有關的兩個重大項目,合共為2.34億元計算,則升幅按固定匯率基準計算為14%。基本淨利息收入按固定匯率基準計算增加5%,基本非淨利息收入上升37%,按固定匯率基準計算則上升25%,不包括兩個重大項目的影響。本季度淨息差因集團受惠於短期對沖到期退出及債務組合改善帶來一個月的影響而增加6個基點至176個基點。基本支出按固定匯率基準計算增加6%,乃因受通脹及業務發展舉措進一步推高。本季度錄得正收入與成本增長差。本季度信貸減值支出為1.76億元,等於年化貸款損失率為23個基點,此乃受惠於企業及投資銀行業務並無產生任何支出。

集團依然保持充足資本及高流動性,具備多元化及穩定的存款基礎。流動性覆蓋比率為146%,較上一季度上升1個百分點,反映審慎的資產及負債管理。於2024年2月宣佈進行的全數10億元股份回購產生影響後,普通股權一級資本比率為13.6%,保持強勁且平穩,而第一季度溢利增加被風險加權資產增長所抵銷。

集團行政總裁Bill Winters表示:“我們於2024年第一季度的業績表現強勁,錄得雙位數的收入增長及正經營槓桿。即使環境持續不確定,我們在業務、產品及市場各方面均表現強勁。我們已着手透過改變集團的管理層架構及推行『提效增益』計劃,使架構更為簡單及高效。我們有信心可達到財務目標,維持2024年的全年指引不變。”

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