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研報掘金丨海通證券:中信銀行盈利能力保持穩健,維持“優於大市”評級
海通證券研報指出,中信銀行(601998.SH)盈利能力保持穩健。對公貸款資產質量改善帶動整體穩中向好,特別是房地產不良率比23Q2下降明顯,零售經營體系深化見成效,整體業務規模平穩增長,維持“優於大市”評級,合理價值區間為5.96-7.22元。公司持續加強資產質量管控,一手抓“控新”,切實防控新增不良,一手抓“清舊”,加快出清存量風險。公司零售經營體系深化見成效,業務規模平穩增長,綠色信貸、戰略新興、製造業中長期、普惠金融、涉農貸款增速均高於貸款增速。
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