保誠(02378.HK):MCV業務增長勢頭持續
保誠(02378.HK)執行總裁華康堯(Anil Wadhwani)在業績記者會上表示,去年集團香港MCV(內地訪港旅客)及本地市場業務市場份額都有增長,相信香港業務的增長前景仍然穩健。目前訪港內地旅客數字仍然只有疫情前60%至65%,因此未來內地訪港旅客業務仍有增長空間。
華康堯指,MCV業務保單保費在去年第三季度和第四季度保持得相當不錯,今年首兩個月勢頭持續。當中有60%的MCV客戶是新加入保誠。
內地業務方面,他認為內地保險市場基本需求驅動因素沒有改變,特別是對退休保障的長期儲蓄需求,未來這些需求只會繼續增加,集團已在產品組合方面著手。而去年內地新業務利潤按年下跌是因為對內地業務採取措施以符合當局在儲蓄產品方面的新監管指引,在調整產品結構後,今年首兩月已重拾銷售動力。
另外,集團財務總監Ben Bulmer表示,集團對內房敞口非常小,在資產負債表內直接持有的內房資產敞口只有3億美元,未來集團會繼續保持平衡的投資組合。
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