You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
《公司業績》大華銀行去年淨溢利按年增26%至61億新加坡元創新高
阿思達克 02-23 09:11
大華銀行截至2023年12月31日財政年度核心淨溢利上升26%,達61億新加坡元(下同)歷史新高。計入一次性花旗集團整合成本後,淨溢利達57億元,同為歷史新高。董事會建議派發末期股息每普通股85仙,連同中期股息每普通股85仙,2023年度總股息為每普通股1.7元,派息率約50%。 集團指,2023年度由於強勁利潤增長達23個基點和按固定匯率計算的貸款增長2%,帶動淨利息收入上升16%至97億元;儘管貸款相關費用疲軟導致增長放緩,信用卡和財富管理費用持續上升,推動淨費用收入增長4%至22億元。資產質素持續穩定,不良貸款率為1.5%。 集團批發銀行業務收入上升14%至71億元,受惠於交易銀行業務強勁增長,而該業務現佔集團批發銀行業務收入的一半以上。跨境收入亦較2022年上升9%。 在淨利息收入強勁增長之下,集團零售業務收入上升36%至55億元。信用卡費用激增66%,創3.82億元的新高,主要受惠於客戶消費增加和區域業務規模擴大所帶動。在投資者持謹慎態度的環境下,財富管理收入增長13%,受惠於不斷擴大的銀行保險市場份額,以及對固定收益產品的需求回升。儘管市場波動,強勁的淨流入新資金達220億元,高端客戶的資產管理亦增至1,760億元。截至2023年底,該行零售客戶數量已超過800萬,其中約100萬為有機性增長的新客戶,當中有一半以上是透過數碼渠道開戶獲得。 大華銀行副主席兼行政總裁黃一宗表示,全球經濟前景在短期內仍存在不確定性,但東南亞仍繼續成為亮點。有鑒於東盟的內需提升、旅遊業復甦強勁,以及由於企業重塑供應鏈而為製造業帶來強勁的投資流,集團對東盟的潛力持樂觀態度。 他續指,集團收購花旗集團零售銀行業務的整合工作進展順利,目前已成功整合集團在馬來西亞和印尼有關的花旗集團業務組合,而相關的工作亦於未來數月在泰國和越南進行。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account