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據報小巴牌價下跌銀行追車貸 商會冀政府加快批准專線小巴加價
阿思達克 02-21 11:04
本地公共小巴牌價急跌,由小巴從業員成立的社交媒體專頁Minibus Collections日前發文指,一間本地銀行針對結欠400萬至500萬元車會貸款的小巴車主採取行動,發信通知將會扣押小巴。有車主無力還款,自行放棄小巴,而當銀主拒絕車主續領車輛牌照,小巴將無法繼續行車營運,只能停泊在小巴站或郊區閒置。 帖文指,據車行網頁,去年2月小巴牌價平均約130萬至170萬元,較2019年同期約300萬下跌約一半。一年過後,小巴牌價只有約50萬至70萬元,對比去年同期再次折半。小巴市場不具任何透明度,加上購買小巴不一定能承造按揭,銀行車會未能對小巴牌照進行估值。現時4,344架小巴牌照屬同類產物,不如物業有地段、樓齡、座向等差異作估價,所以出現資產信貸問題時,會迅速蔓延整個行業。 公共小型巴士總商會主席凌志強表示,相信收回貸款(call loan)的情況陸續有來,小巴行業不景氣,因為生意不景及缺乏司機,希望政府加快批准專線小巴加價救市。
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