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《本地樓市》上海今調整公積金貸款政策:二套改善型住房首付由50%起
上海市調整住房公積金貸款政策,對於第二套改善型住房的認定和最低首付款比例提出新規定。新政策自今日(3日)起施行。 根據新政策,繳存職工家庭在豪市已有一套住房,且全國範圍內未使用過住房公積金個人住房貸款或首次貸款已結清,將被認定爲第二套改善型住房。 對於第二套改善型住房的最低首付款比例,新政策規定爲50%。對於位於特定區域,包括:上海自由貿易試驗區臨港新片區(嘉定、青浦、鬆江、奉賢、寶山及金山)六個行政區的住房,最低首付款比例降低至40%。
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