渣打香港 : 存款產品較受南向通投資者歡迎
渣打香港區行政總裁禤惠儀接受《21世紀經濟報道》訪問時表示,隨著大灣區內各城市金融市場加強互聯互通,愈來愈多內地投資者來港選購跨境理財產品,增加境外資產配置以分散投資風險。在高息環境下,存款產品較受歡迎。
禤惠儀指,渣打服務的「北向通」投資者偏好投資固定收益類為代表的理財產品,「南向通」投資者則較多選擇存款和基金。今年上半年,渣打客戶的跨境理財通「南向通」匯款金額,較去年下半年增加2.5倍。
她表示,大灣區業務是渣打集團的策略重點之一,目前在大灣區內6個城市(香港、廣州、深圳、珠海、澳門、佛山),設有近90家網點。該行將於2024年底投資3億美元到中國,這包括大灣區的相關業務在內,目標要在2024年將相關業務對集團的利潤貢獻翻一番。
另外,禤惠儀指,今年5月,渣打與另外15間機構獲選為香港金管局「數碼港元」先導計劃的參與機構,深入研究「數碼港元」在全面支付、可編程支付等六個範疇的潛在使用案例。過去數月完成兩輪測試及示範,在無網絡或電力供應的情況下,測試模擬數碼港元的包容性、安全及可靠性,參與者均對模擬數碼港元測試的反應正面。
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