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《大行報告》匯豐研究下調陸控(LU.US)目標價至1.5美元 評級「買入」
匯豐研究發表研報指,陸控(06623.HK)(LU.US)第三季業績遜色,新增貸款表現仍然疲軟,但憧憬貸款便利化業務將於明年起復甦,同時貸款提成率可望提高。 該行預期,當前監管環境寬鬆,加上公司透過優化直銷團隊和嚴格控制成本,降低經營成本,預期如果貸款需求及收入明年起改善,未來盈利前景應該會向好,將陸控美股目標價由2美元降至1.5美元,評級「買入」。 陸金所宣布將以9.33億元向金融壹賬通(06638.HK)(OCFT.US)收購平安壹賬通銀行,相當於市賬率約1.2倍,較目前香港上市銀行的估值有明顯溢價,考慮到壹賬通銀行仍處於虧損狀態,認為收購交易估值高,且協同效應有限。
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