中銀香港(02388.HK)模擬數碼港元將擴大試點商戶範圍
中銀香港(02388.HK)於9月初啟動模擬數碼港元預繳式服務試驗,並取得階段性成果,相關驗證結果已提交予金管局。
首階段試驗邀請內部員工購買預繳式服務,並將參加者的預繳資金轉換為模擬數碼港元,由智能合約運作管理。該行將在完善優化客戶體驗後,進一步擴大模擬數碼港元預繳服務的試點商戶覆蓋範圍,涵蓋超過50項預繳服務產品,並首次引入外部個人客戶參與驗證。
中銀香港副總裁邢桂偉表示,中銀香港歡迎金管局公布《「數碼港元」先導計劃第一階段報告》,自啟動模擬數碼港元試驗以來,該行持續收集商戶及消費者的意見,85%受訪商戶認為模擬數碼港元試驗方案相比非現金獎勵計劃,更能增強消費者忠誠度,方案能降低商戶開展預繳消費時的技術門檻和額外資源投入。
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