《藍籌業績》工行(01398.HK)第三季淨利潤949.29億人民幣 按年微升0.03%
工商銀行(01398.HK)公布截至今年9月底止第三季業績,營業額1,946.14億元人民幣(下同),按年跌6.6%。純利949.29億元,按年微升0.03%;每股盈利0.24元。
首三季計算,營業額6,235.2億元,按年跌4.45%。純利2,686.73億元,按年升0.8%;每股盈利0.72元。
於首三季,利息淨收入5,015.26億元,下降4.72%。年化淨利息收益率1.67%。非利息收入1,219.94億元,下降3.34%,其中手續費及佣金淨收入992.31億元,下降6.07%。營業費用1,566.96億元,增長1.4%。成本收入比25.13%。期內,年化平均總資產回報率0.86%,年化加權平均權益回報率10.56%,分別下降0.1和0.76個百分點。
按照貸款質量五級分類,9月底止不良貸款餘額3,499.95億元,比上年末增加288.25億元,不良貸款率1.36%,下降0.02個百分點。撥備覆蓋率216.22%,上升6.75個百分點。核心一級資本充足率13.39%,一級資本充足率14.83%,資本充足率18.79%。
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