《公司業績》中信銀行(00998.HK)首三季純利514.33億人民幣 增長9.2%
中信銀行(00998.HK)公布9月止首三季度業績,實現經營收入1,559.47億人民幣(下同),按年下降2.7%。歸屬股東淨利潤514.33億元,增長9.2%,每股收益99分。
單計第三季度,經營收入500.62億元,下降3.7%。歸屬股東淨利潤153.66億元,增長5.4%,每股收益29分。
首三季度,實現利息淨收入1,092.39億元,下降1.9% ,淨息差1.82% ,下降0.14個百分點,主要受利率下行影響,資產收益率持續承壓,存款成本相對剛性;非利息淨收入467.08億元,下降4.37% ,主要受市場因素影響,理財手續費下降,同時投資性證券淨收益減少。
9月止,不良貸款餘額668.01億元,較年初增加15.88億元;不良貸款率1.22%,下降0.05個百分點;撥備覆蓋率209.51%,上升8.32個百分點;貸款撥備率2.56% ,上升0.01個百分點。
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