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《公司業績》渣打(02888.HK)第三季除稅前基本溢利13.16億美元跌2.2% 遜預期
阿思達克 10-26 12:20
渣打集團(02888.HK)公布截至今年9月底止第三季業績,今年第三季除稅前基本溢利按年下跌2.2%至13.16億美元(下同),低於中金及大摩預測的14.05億及15.17億元;除稅前法定溢利跌54%至6.33億元。每股基本盈利23.2仙,去年同期為31仙。 季內,基本經營收入上升6%至44.03億元,按固定匯率基準計算則按年上升7%。當中,按固定匯率基準計算,淨利息收入上升20%至23.88億元;其他收入減少5%至20.15億元。淨息差按正常基準計算為1.67%,按季下降4個基點;列賬基準淨息差為1.63%,當中4個基點來自一次性調整。金融市場業務收入下跌8%,倘撇除季內按市價計值負債的2,800萬元收益則下跌6%。財富管理業務收入上升18%。 第三季信貸減值支出為2.94億元,按年增加6,200萬元,相當於年初至今年化貸款損失率為20個基點。包括一筆與中國商業房地產行業有關的減值支出1.86億元,其中4,200萬元與管理層額外撥加有關,使現時相關撥加總額為1.78億元。 於過去兩年,集團就中國商業房地產行業合共作出11億元撥備。有關主權降級的撥回淨額為700萬元,與個人、私人及中小企業銀行業務組合有關的支出為1.15億元,與創投業務有關的支出為3,000萬元,主要來自Mox的投資組合增長及拖欠率上升。 集團行政總裁Bill Winters表示,集團維持高流動性及良好的資本水平,普通股權一級資本比率(13.9%)接近目標範圍(13-14%)的頂端,有信心可實現全年的財務目標,包括有形股東權益回報達10%。 2023年宣布的20億元股份回購中,已完成18億元的回購。
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