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內地第三季銀行業不良貸款率1.65%
國家金融監督管理總局表示,據初步統計,三季度末銀行金融機構不貸款餘額4萬億元人民幣(下同),較年初多1,832億元,不良貸款率為1.65%,而商業銀行逾期90天以上貸款與不良貸款比例為87.5%,保持在較低水平。 另外,三季度末,商業銀行累計實現利潤1.9萬億元,按年增1.6%,商業銀行資本重組率為14.66%,保險業綜合償付能力充足率188%,保持在合理區間內。商業銀行貸款損失準備餘額增5,632億元,撥備覆蓋率為207.9%,保持在較高水平。 金管總局統計訊息與風險監測工作相關負責人劉志清今日在新聞發布會上表示,銀行保險機構的流動性總體保持平穩,商業銀行流動性覆蓋率為143.5%。保險公司經營活動現金流按年持續增長,風險抵禦能力整體充足。
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