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《大行報告》富瑞上調中銀香港(02388.HK)目標價至26元 評級「買入」
富瑞發表報告指,預計中銀香港(02388.HK)今年第三季的淨息差約為1.8%,基於有利的季節性因素及7月加息帶動HIBOR,預計第四季淨息差將進一步小幅擴張。 該行提到,鑑於需求疲弱,將財政年度貸款增長目標由中單位數調整為中/低單位數。而手續費收入則按季基本穩定,年初至今降幅收窄,投資相關費用穩定外匯和信用卡業務均呈現良好勢頭。該行又預期,中銀香港的2023財年成本增長或為中單位數,並將從第三季起逐步增加。 富瑞表示,中銀香港估值不高,將其目標價由25.5元上調至26元,重申「買入」評級。
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