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機構指去年中國第三方綜合支付交易規模逾490萬億人幣 料2027年增至806萬億人幣
阿思達克 10-11 15:53
市場調查機構艾瑞諮詢發表2023年度中國第三方支付行業研究,指出中國第三方綜合支付交易規模持續增長,去年規模已達到490.7萬億元人民幣(下同),預料在社會經濟復甦,消費類交易及金融類交易規模增長推動下,今年規模將達到561.9萬億元,按年增長14.5%;至2027年更預期會增長至806萬億元。 研究報告指出,從第三方綜合支付交易結構分析,個人支付交易規模仍是第三方綜合支付主要組成部分,同時個人支付交易規模增速回升,亦帶動企業支付交易規模共同成長。內地線下收單主要分爲刷卡與掃碼兩種業態,其中收單機構與外包服務商透過爲商戶提供支付解決方案,推動近年商戶數字化服務發展。 艾瑞指,按機構類型劃分,掃碼收單市場的參與方包括銀行和非銀第三方支付機構,近年城商行及農商行業務下沉,令銀行掃碼收單的地位穩步提升,而以移卡(09923.HK)爲首的第三方支付機構,則佔據掃碼收單市場交易規模的主導地位。
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