《內地樓市》青海省西寧市:首套房首付最低20% 住房限售政策暫緩執行
青海省西寧市印發促進房地產市場平穩健康發展若干措施,涉及公積金貸款、稅收優惠等16條措施。其中,西寧市將暫緩執行新購買的住房(包括新建商品住房和二手住房)自取得不動產權證滿兩年後方可轉讓的限制。
措施還提出,支持個人住房貸款合理需求。利用商業按揭貸款及公積金貸款購買首套住房最低首付比例為不低於20%,購買二套住房最低首付比例為不低於30%。
同時,鼓勵金融機構結合自身經營情況、客戶風險狀況和信貸條件等,合理確定個人住房貸款利率水平,首套住房商業性個人住房貸款利率政策下限為不低於相應期限LPR減20個基點,二套住房商業性個人住房貸款利率政策下限為不低於相應期限LPR加20個基點,支持個人住房貸款合理需求。(ta/w)
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