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《大行報告》中金:降準對內銀今年營收和淨利潤的正貢獻分別為0.3%和0.7%
中金發表報告指,人民銀行決定於9月15日(昨日)下調金融機構存款準備金率0.25個百分點,是預期之內,體現出經濟復甦不穩固環境下明確的「穩增長」導向。 該行認為,此時降準恰逢其時,旨在為9月信貸投放和政府債券發行提供流動性支持。9月作為下半年傳統上信貸投放的最大月份,中金預計新增貸款規模有望超過2萬億元人民幣(下同)。8至9月政府債券發行節奏加速,中金預計8月政府債券淨增1.1萬億元後,9月政府債券淨發行規模超過1萬億元。 中金測算本次降準釋放流動性約5,500億元,對銀行今年淨息差的貢獻淨正向貢獻0.7個百分點,對營收和淨利潤的正貢獻分別為0.3%和0.7%。
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