惠譽上調中信銀行(00998.HK)信貸評級至「BBB+」 展望穩定
評級機構惠譽發表報告,上調中信銀行(00998.HK)長期外幣發行人違約評級由「BBB」升至「BBB+」,展望穩定;同時確認其生存力評級「bb-」。
報告解釋,上調信行評級主因其母企中信集團重要性日益增加,及中信作為央企與中央政府關係密切;信行是中信集團內最大附屬。
報告料今年餘下時間中國經濟將持續溫和復甦,惟國內挑戰,特別是內房行業,將限制內銀板塊的表現。惠譽提及,信行影子銀行活動減少,且有關活動透明度增加,改善了風險狀況,亦受內地監管框架強化所支持。該行料即使內房行業存風險,信行的資產質素將維持穩定,因信行致力處理不良貸款。此外,即使淨息差受壓,惠譽料今年信行盈利能力指標將維持穩定。
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