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國有五大行等內銀宣布下調存款利率 最大降幅25個基點
工商銀行(01398.HK)、農業銀行(01288.HK)、中國銀行(03988.HK)、建設銀行(00939.HK)及交通銀行(03328.HK)等集體更新的人民幣存款利率表顯示,一年期整存整取利率下調10個基點至1.55%,二年期整存整取利率下調20個基點降至1.85%,三年期和五年期整存整取利率下調25個基點,分別至2.2%和2.25%。活期存款、三個月、六個月整存整取利率保持不變。 股份制銀行中,興業銀行(601166.SH)、中信銀行(00998.HK)、平安銀行(000001.SZ)、光大銀行(06818.HK)、招商銀行(03968.HK)、浙商銀行(02016.HK)、渤海銀行(09668.HK)、民生銀行(01988.HK)也下調人民幣存款利率,下調涉及的期限品種、幅度與大行保持一致。 人民銀行與國家金融監督管理總局昨晚(8月31日)發通知,決定調整優化差別化住房信貸政策,將首套房最低首付比例統一為不低於20%,二套住房最低首付比例統一為不低於30%。首套房貸利率政策下限按現行規定執行,二套房貸下限調整為不低於相應期限貸款市場報價利率(LPR)加20個基點。
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