威海銀行(09677.HK)中期淨利潤11.55億元 同比增長5.92%
格隆匯8月30日丨威海銀行(09677.HK)公吿,截至2023年6月30日止6個月的中期業績,公司實現營業收入43.49億元,較上年同期增加1.12億元,增長2.65%;税前利潤12.89億元,較上年同期增加0.85億元,增長7.04%;淨利潤11.55億元,較上年同期增加0.65億元,增長5.92%,主要由於公司和零售銀行業務持續發展,利息淨收入較上年同期增加。
報吿期內,面對複雜的宏觀經濟金融形勢,公司始終堅持"穩中求進"的工作總基調,不斷創新服務模式,持續加大信貸供給,積極融入經濟社會建設,各項業務實現了平穩健康增長。
規模穩中增長。資產總額達到3,764.81億元,較2022年末增加327.78億元;存款總額較2022年末增加295.41億元;貸款總額較2022年末增加171.24億元。
質量穩中加固。不良貸款率為1.45%,較2022年末下降0.01個百分點,資本充足率為13.44%,撥備覆蓋率為155.99%,各項監管指標持續全面達標。
效益穩中提升。上半年實現淨利潤11.55億元,較上年同期增加0.65億元,增長5.92%。
合規穩中強化。將2023年確定為"合規鬥爭年",組織全員簽署《合規承諾書》,建立"重獎重罰"機制,加強培訓、檢查、整改和問責,對違規問題進行"鬥爭性糾偏",不斷營造合規鬥爭氛圍,夯實穩健發展根基。
轉型穩中推進。按照"數據標準化,標準線上化,線上智慧化"的"三化"理念,推進數字化轉型,強化科技賦能。目前,大部分轉型項目已上線運行,正處於三年規劃收官的關鍵階段。
管控穩中加強。堅持"敬畏增長,尊重有效",對標優秀同行業,深化體制機制改革,推進管控模式轉型,不斷提升垂直化、專業化、精細化、網格化管理能力,確保實現有效管控、有效增長。
結構穩中調整。堅持"向零售轉,向普惠轉,向特色轉"的總體思路,零售業務以客户為中心,普惠業務以平台為中心,特色業務以供應鏈等為中心,優化業務結構,加快業務轉型,不斷培育新的核心競爭力。
服務穩中提效。緊扣國家戰略導向和宏觀政策要求,落實落細各項經濟金融政策,紮實開展"綠色發力年"和"普惠攻堅年"活動,獲批發行50億元綠色金融債券,普惠完成"兩增"目標,服務實體經濟的能力不斷提升。
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