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保誠(02378.HK):對訪港內地客流恢復勢頭持續感樂觀 內地業務將帶來下一階段增長
阿思達克 08-30 16:23
保誠(02378.HK)執行總裁華康堯預期,由於訪港內地客儲蓄產品方面存被壓抑的需求,香港保險業務將保持良好的發展勢頭。 華康堯在業績會上表示,6月訪港內地客的人流已恢復到疫情前一半水平,而上月及本月人流已恢復到2019年的70%,對持續勢頭感到相當樂觀。即使內地客流量最終不能超越2019年,亦會不對香港業務產生結構性障礙。 內地業務方面,公司上半年在內地市場計及經濟因素的新業務利潤按年跌16%。華康堯稱,集團採取了措施以推動產品結構更加平衡,並相信內地業務仍將帶來下一階段的增長。因為在目前人口結構下,對儲蓄、退休和健康產品的需求只會增加,加上內地是世界第二大經濟體,預計今年經濟增長率約為5%,因此相信內地經濟增長的結構性驅動因素無改變。 保誠財務總監班博文提到,業績公告提出,集團預期今年、明年全年每股股息增長介乎7至9%。至於不進行回購原因,他指集團重視推動股東回報,期望透過增長達此目標,保持彈性的資本狀況對公司很重要。就資本理念和部署而言,首要任務是投資有機新業務,因帶來的經濟效益非常吸引,內部收益率超過25%,現金回收期不到四年。同時亦打算投資於核心能力、健康分銷等,目前正尋求戰略性投資。
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