農業銀行(01288.HK)上半年淨利潤1338.31億元 同比增長3.9%
格隆匯8月29日丨農業銀行(01288.HK)公吿,2023年上半年,本行實現淨利潤1,338.31億元,同比增加50.48億元,增長3.9%。淨利息收入是本行營業收入的最大組成部分,佔2023年上半年營業收入的79.4%。2023年上半年,本行實現淨利息收入2,904.21億元,同比減少97.56億元,其中規模增長導致淨利息收入增加382.76億元,利率變動導致淨利息收入減少480.32億元。2023年上半年,本行淨利息收益率1.66%,淨利差1.49%,同比分別下降36個和37個基點。
截至2023年6月30日,本行總資產為380,333.95億元,較上年末增加41,079.07億元,增長12.1%。其中,客户貸款及墊款淨額增加19,340.92億元,增長10.2%;金融投資增加5,380.31億元,增長5.6%;現金及存放中央銀行款項增加4,908.41億元,增長19.3%;存放同業和拆出資金增加2,614.92億元,增長23.1%,主要是由於合作性存放同業款項增加;買入返售金融資產增加7,130.41億元,增長60.8%,主要是由於買入返售債券增加。
截至2023年6月30日,本行吸收存款餘額282,310.53億元,較上年末增加31,100.13億元,增長12.4%。從客户結構上看,個人存款佔比下降1.3個百分點至59.3%。從期限結構來看,活期存款佔比較上年末下降3.8個百分點至44.7%。
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