《公司業績》交通銀行(03328.HK)半年純利460.39億人幣升4.5%
交通銀行(03328.HK)公布截至今年6月底止中期業績,純利460.39億元人民幣(下同),按年升4.5%;每股盈利57分。
期內,利息淨收入按年跌3.15%至823.87億元,淨利差跌24點子至1.19%,淨利息收益率跌0.22個百分點至1.31%。手續費及佣金淨收入跌0.78%至245.8億元。淨經營收入升4.74%至1,373.07億元。信用減值損失363.46億元,去年同期為368.27億元。
截至6月底止集團資產總額13.81萬億元,較上年末增長6.33%。客戶貸款餘額7.8萬億元,較上年末增加6.86%。客戶存款餘額8.58萬億元,較上年末增加7.93%。不良貸款餘額1,049.64億元,較上年末增加64.38億元。不良貸款率1.35%,與上年末持平。撥備覆蓋率192.85% ,較上年末上升12.17個百分點。
集團展望,擬加強集團全面風險管理,強化經營歸口、管理紮口、同類統管、全面併表管理,完善子公司治理和風險管理體系,做好跨境跨業跨市場聯防聯控;強化房地產市場、地方政府債務等重點領域風險防控,持續提升風險管控能力,堅決守住不發生系統性風險底線。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.