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《大行報告》美銀證券上調東亞(00023.HK)目標價至10.55元 評級「跑輸大市」
美銀證券發表報告指,東亞(00023.HK)上半年業績強勁,純利按年增長76%至26.4億元,不過對本地銀行維持審慎態度,主因業務只有溫和增長、內地房地產貸款仍具風險,及本港商業物業貸款增長受壓等因素影響。 該行將東亞今年盈利預測上調6%,明年及2025年盈利預測則分別下調3%至10%,目標價由10.1元上調至10.55元,維持「跑輸大市」評級。 東亞上半年淨息差2.03厘,較去年下半年擴闊15點子,管理層預期下半年淨息差繼續擴闊。內地方面,在其他同業淨息差受壓的情況下,該行淨息差較去年下半年擴闊15點子,主要受惠網上貸款業務增長,管理層預期內地業務撥備水平已見頂,碧桂園(02007.HK)債務危機對該行影響輕微。
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