東亞(00023.HK):內房相關貸款佔比8.8% 料下半年淨利息收入有增長
東亞(00023.HK)聯席行政總裁李民橋表示,預期信貸損失(ECL)撥備按年上升16.7%,按半年跌34%,認為內房對其財務表現的影響已於上年見頂,料今年所需撥備較上年改善。他又指,雖然現時內房環境低迷,相信內地政府有能力推出更多政策來刺激消費,但需要一段時間。
李民橋表示,本港樓市上半年有不明朗因素,近期有發展商減價銷售吸引更多需求出現,令整體樓市樂觀;他預料拆息保持高水平,令淨息差表現理想,預計下半年淨利息收入有增長。他補充,若美國加息步伐持續,不排除本港最優惠利率會上升,會密切留意其走勢。
聯席行政總李民斌表示,已陸續減少內房貸款敝口,並不會選擇「一刀切」,因現時大型內房仍有穩健增長 ,會繼續小心處理內房貸款事宜。
東亞總經理兼集團風險總監陳淑佩表示,現時仍有向碧桂園(02007.HK)貸款,佔整體貸款的0.02%,認為影響不大,並補充現時內房相關貸款佔比為8.8%,冀望未來保持類近水平。
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