標普下調5間美國中小銀行評級 銀行股全線下跌
標普全球評級針對融資、流動性和資產質量相關風險審查後,下調5間規模較小銀行評級,美國銀行和地區銀行股周二(22日)全線下跌。
標普審查10間規模較小的銀行,發現多間銀行在多個領域存在潛在風險,令其彈性低於同等評級的銀行同業,例如資金狀況惡化、成本急劇上升或嚴重依賴批發融資和經紀存款,反映盈利能力低於同行。標普決定下調Associated Banc(ASB.US)、Comerica(CMA.US)、KeyCorp(KEY.US)、 UMB Financial(UMBF.US)和Valley National Bancorp.(VLY.US),但強調五間銀行前景穩定。
大型銀行股受消息拖累下跌,高盛連跌7日,周二再跌0.9%,花旗(C.US)、美銀(BAC.US)、摩通(JPM.US)跌逾2%。
Republic First(FRBK.US)更為業界雪上加霜,Republic First收到納斯達克通知,由於該銀行未能及時提交年度報告,其股票將於周三(23日)除牌,該股重挫42%。
標普下調部分銀行股的數日前,惠譽評級分析師Christopher Wolfe將美國銀行業營運環境評分從aa下調至aa-,原因是該行業面臨未知的加息路徑和監管變化。
標普500金融板塊已連續7個交易日下跌,並有望創下自2022年4月7日以來最長的連續下跌。
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