《本地樓市》金管局:6月新申請樓按宗數按月減少13.4%
金管局公佈6月住宅按揭統計調查結果,6月份新申請貸款個案較五月份按月減少13.4%,至8,250宗。
期內新批出的按揭貸款額較5月份減少19.4%,至343億元。當中涉及一手市場交易所批出的貸款減少43.2%至77億元;涉及二手市場交易所批出的貸款減少21.6%至176億元。至於涉及轉按交易所批出的貸款,則增加36.5%至91億元。另外,6月份新取用按揭貸款額較5月份增加19.3%至285億元。
以香港銀行同業拆息作爲定價參考的新批按揭貸款所佔比例,由5月份的94%上升至6月份的94.8%。以最優惠貸款利率作爲定價的新批按揭貸款所佔比例,由5月份的2.8%下降至6月份的2.5%。
6月底未償還按揭貸款總額按月增加0.7%至18,413億元;按揭貸款拖欠比率維持於0.07%,經重組貸款比率維持於接近0%。
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