內地上半年商業銀行淨利潤按年增2.6% 增速下降4.5個百分點
國家金融監管總局召開銀行業保險業上半年數據發布會時表示,銀行保險機構主要風險監管指標處於合理區間。據初步統計,上半年末銀行業金融機構不良貸款餘額4萬億元人民幣(下同),較年初增加2,021億元。不良貸款率1.68%,按年下降0.08個百分點。商業銀行流動性覆蓋率150.9%。保險公司經營活動現金流按年增長。
初步統計,上半年,商業銀行累計實現淨利潤1.3萬億元,按年增長2.6%,增速較去年同期下降4.5個百分點。商業銀行貸款損失準備餘額增加4,561億元。撥備覆蓋率為206.1%,持續保持較高水平。商業銀行資本充足率為14.66%。目前保險業綜合償付能力充足率為190.3%,保持在合理區間。
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