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匯豐推基於大數據跨境電商金融服務計劃
阿思達克 07-25 07:15
匯豐宣布,攜手跨境電商數字API平台Dowsure豆沙包,在內地和香港同時推出基於數據模型支持的跨境電商融資服務,滿足跨境電商中小企業的在岸和離岸融資需求。匯豐由此成為市場上首個在內地和香港兩地同步提供該服務的銀行。 匯豐通過與作為「亞馬遜賣家貸款計劃合作夥伴」的Dowsure豆沙包合作,基於該公司提供的跨境電商賣家在亞馬遜生態系統中的銷售、庫存和回款等貿易履約表現數據,運用匯豐開發的貿易履約模型對賣家在全貿易鏈條中的融資需求進行計算來提供金融支持,從而實現更為快速及精準審批。 同時,匯豐集團旗下的匯豐創投團隊宣布對Dowsure豆沙包進行戰略投資。Dowsure豆沙包作為內地領先的跨境電商數字科技公司,通過其API技術和先進的模型及算法,與金融機構合作,為賣家提供快捷、便利、安全的資金解決方案。 匯豐銀行(中國)有限公司副行長兼工商金融總監馬健表示,作為金融機構,希望通過數字技術的運用和服務模式的創新更好地支持中小企業通過跨境電商這一新業態來積極應對外部市場的不確定性。
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