美聯儲推出FedNow即時支付服務 挑戰PayPal
美聯儲宣布推出FedNow服務,旨在實現美國支付系統現代化,最終讓美國人每周7日、每日24小時在數秒鐘內發送和接收資金。
FedNow已與41間銀行和15間獲得使用該服務認證的服務提供商合作推出, 其中包括社區銀行以及摩根大通(JPM.US)、紐約梅隆銀行(BK.US)和合眾銀行(USB.US)等大型貸方,但美聯儲計劃今年讓更多銀行和信用合作社加入。
與Venmo或PayPal(PYPL.US)等充當銀行之間中介的點對點支付服務不同,通過FedNow進行的支付將直接在央行賬戶中結算。
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