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富衛:旗下儲蓄保險產品受高息影響較少
阿思達克 07-10 08:41
富衛香港及澳門首席產品總監余(柏)堅表示,今年首季富衛香港人壽業務(個人業務)新業務首年保費對比疫情前2019年首季增加82%,對下半年表現持樂觀態度。內地客方面,首季內地訪港旅客購買富衛產品相關年度化保費是2022年首季的104.3倍,勝於行業的48.73倍。 余(柏)堅表示,過去幾年疫情期間,主攻自願醫保產品,包括以Top-up醫保切合不同客戶需要,為行內最多自願醫保產品的保險公司。富衛香港自2019年4月推出首個自願醫保計劃至2023年3月,以保單數目計每年平均增加124%,以年度化保費計每年平均增加126%。 另外,對於高息環境下對儲蓄型產品影響,他認為對主力銷售短年期儲蓄產品的保險公司影響較大,而集團集中在十年計中長期資產配置及投資計劃,投資目標與定期存款不同,因此受影響較少。而在高息環境下,較多顧客以分期供款繳付儲蓄保險的保費。
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