青島銀行(002948.SZ):預計2023年淨息差保持相對穩定 力爭穩中有進
格隆匯6月1日丨青島銀行(002948.SZ)接受機構調研,就“如何看待貴行下一步息差走勢?”
公司回覆稱,下一步,我行一方面將繼續調整資產結構、提升資金使用效能,加大貸款投放力度,提升貸款佔比,優化貸款結構,力爭資產端生息率水平保持相對穩定。
另一方面,主動優化調整負債結構,加大一般性存款吸收力度、壓降高成本負債佔比,強化我行負債穩定性、降低負債成本;同時,借力存款定價自律機制改革,適時適度降低存款利率浮動上限,將負債成本維持在合理區間。整體來看,預計2023年淨息差保持相對穩定,力爭穩中有進。
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