《大行報告》大和下調陸金所控股(LU.US)目標價至1.65美元 評級「持有」
大和發表報告指,陸金所控股(LU.US)首季盈利按年大跌86%,弱於預期,料其或需到2024年才可錄得顯著復甦。管理層重申,未來將出現「U」型復甦,預計風險貸款的信貸費用將在今年第二季達到高峰,並在下半年逐漸下降。集團的目標是到今年底將風險貸款的比例從第一季末的24.5%提高到40%以上。該行指,陸金所的貸款平均期限為35個月,因此,認為其遺留投資組合的減值費用上升可能會持續到今年。
該行指,集團的貸款需求復甦可能緩慢,且今年信貸成本展望仍然很高,維持予陸控美股「持有」評級,目標價由2.05美元下調至1.65美元。
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