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恆生(00011.HK)「數碼港元」用例將於第三季展開實境模擬測試
阿思達克 05-19 09:38
恆生銀行(00011.HK)表示,在金管局公佈的「數碼港元」先導計劃中,恆生建議的數碼港元用例及與其他金融機構合作的用例均成功獲選,是唯一具有三個入選用例的銀行。 恆生的用例包括髮行可編程代幣及研發數碼港元錢包,並將在兩個應用場景 進行測試,爲商戶和政府或公營機構提供無縫、快捷和個人化的可編程支付體驗。此外,政府或公營機構亦可通過此用例,向市民 發放資助,並指定消費用途和到期日等,以減低行政時間和交易成本。 恆生亦將與匯豐及Visa在央行數碼貨幣的用例上合作。此合作將探討如何利用代幣化存款,在不同場景下進行數碼結算,以提升企業資金管理效率,並降低相關成本。 恆生銀行執行董事兼行政總裁施穎茵表示,計劃已取得顯着進展,並計劃於第三季就其中兩個用例展開實境模擬測試。(ca/s) ~
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