「數碼港元」先導計劃啟動 16間入選公司年內進行首輪試驗
香港金管局宣布啟動「數碼港元」先導計劃,16間來自金融、支付和科技界的入選公司將於今年內進行首輪試驗,深入研究「數碼港元」在六個範疇的潛在用例,包括全面支付、可編程支付、離線支付、代幣化存款、第三代互聯網(Web3)交易結算和代幣化資產結算,惟目前尚未就會否正式推出「數碼港元」作出決定。
金管局正以三軌道方式為未來可能推出零售層面央行數碼貨幣作出準備,先導計劃為第二軌道的重要組成部分,預料會先於先導計劃中與不同持份者緊密合作,並進行一系列試驗,共同探索「數碼港元」的應用場景及有關的執行和設計事宜。
入選公司包括Alipay Financial Services (HK) Limited、ARTA-Emali HK Limited、中國香港(02388.HK)、建行亞洲、富邦銀行香港、Ripple Labs Inc.、Giesecke+Devrient、渣打銀行香港、恆生銀行(00011.HK)、匯豐銀行、Visa Inc.、Mastercard Asia/Pacific Pte. Ltd.、工商銀行亞洲、波士頓顧問公司、HKT Payment Limited及眾安銀行。
金管局表示,會在未來數月與入選公司緊密合作,以進行試驗並監察其進度,期望於香港金融科技周2023與公眾分享從試驗汲取的經驗,但各項試驗的實際所得或會隨時間而有所改變,亦預期將於未來與業界聯手進行更多輪試驗。
為促進政府、業界和學術界在央行數碼貨幣(CBDC)研究方面的合作,金管局亦計劃成立CBDC專家小組。
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