穆迪上調招行(03968.HK)存款評級至「A2」 展望調整為穩定
評級機構穆迪將招商銀行(03968.HK)的外幣和本幣長期存款評級從「A3」上調至「A2」,外幣和本幣短期存款評級從 「P-2」上調至「P-1」,並將招行的基礎信用評估(BCA)和調整後BCA從「baa3」上調至「baa2」,長期及短期本外幣交易對手風險評級從「A3/P-2」上調至「A2/P-1」,長期存款評級的展望已從「正面」調整為「穩定」。
穆迪指,招商銀行擁有穩固的零售銀行業務實力,盈利能力、資本和融資渠道相關財務指標均有所改善,資產質量具有韌性,表外理財產品風險下降,預測未來12至18個月內資產質量、盈利能力、資本和融資渠道將保持穩定,中國政府(A1/穩定)提供支持的意願和能力將維持不變。
穆迪預計,招行憑藉先進的零售銀行技術,將進一步擴大零售客戶基礎,增強零售銀行業務實力,預計未來12至18個月將保持較強的盈利能力,資產質量保持良好。
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