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據報四大內銀今起執行下調後協定存款及通知存款利率加點上限
據《上海證券報》報道,在收到協定存款、通知存款利率加點上限調整通知後,內地部分股份銀行及中小銀行自今日(15日)開始執行。 較早前報道,指近日相關部門已通知下調協定存款、通知存款自律上限,其中國有銀行(特指工農中建四大行) 執行基準利率加10個基點,其他金融機構執行基準利率加20個基點,同時停辦不需要客戶操作、智能自動滾存的通知存款,存量自然到期。 據悉,在通知發出後,平安銀行(000001.SZ)、四川天府銀行、桂林銀行等已於第一時間調整存款利率,亦有銀行宣布停售智能通知存款。 而在調整前,各類協定存款利率上限為基準利率加65個基點,部分銀行通知存款的利率也達到了基準利率加65個基點。 鄭州銀行(06196.HK)(002936.SZ)公布,為推動存款利率市場化,該行今日起對鄭薪寶存款產品執行利率進行下調。
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