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齊魯銀行(601665.SH):撥備覆蓋率連續四年逐季提升
格隆匯 05-06 16:51

格隆匯4月18日丨有投資者向齊魯銀行(601665.SH)提問:請問貴行資產質量情況如何?如何進行管控?

齊魯銀行回覆:尊敬的投資者,您好!近年來,本行資產質量指標持續改善,風險抵禦能力不斷增強。2022年末,本行不良貸款率1.29%,較年初下降0.06個百分點;關注類貸款佔比1.71%,較年初下降0.24個百分點;不良貸款率、關注類貸款佔比連續四年逐季下降。撥備覆蓋率281.06%,較年初提高27.11個百分點,連續四年逐季提升。

2023年,為積極有效應對各類風險挑戰,本行不斷完善預警管理機制,強化重點領域風險管理和潛在風險管理,提升風險應對能力;持續壓降存量不良業務,推動金融科技建設,提升智能風控水平,增強風險抵禦能力。2023年一季度,不良率、關注類貸款佔比、撥備覆蓋率均延續向好態勢。謝謝!

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